Since we are not-for-profit, member-owners invest in the cooperative through their purchase of electricity. This investment is returned to our member-owners over time. Any margins earned in a given year are allocated to members who purchased electricity in that year as capital credits. Ultimately, the capital you furnish through your purchase of electricity reduces the amount of money we need to borrow from outside lenders to build and maintain our electric facilities. You are providing enough revenue to run and sustain the business.